Apple Pay and Google Pay in two minutes

Your virtual card works with phone wallets the moment it's issued — most people are paying by phone before the plastic arrives.

The setup

1. Open the card screen and tap «Add to wallet».

2. Confirm with Face ID or fingerprint.

3. Done. There is no step three.

Worth knowing

• Wallet payments use a device-specific token — the shop never sees your real card number.

• Freezing the card freezes its wallet tokens instantly.

• Lost phone ≠ lost money: remove the device from your account settings and tokens die with it.